Pension Tax Relief

Tax relief increases the value of eligible pension contributions by adding back tax that would otherwise have been paid..

1 min read Planning for Retirement

What it means

Tax relief increases the value of eligible pension contributions by adding back tax that would otherwise have been paid.

Example

A basic-rate taxpayer paying £80 into a pension may have it topped up to £100 through tax relief.

Why it matters

It makes pension saving more valuable than saving from taxed income alone.

Rules vary depending on income, contribution limits and pension type.

Do higher-rate taxpayers get more relief?

Many higher-rate taxpayers can claim additional relief if eligible.

Related terms

This term comes up a lot when you're learning to invest.

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