Buildings Insurance
Buildings insurance helps cover the cost of repairing or rebuilding your home's structure if it's damaged by insured events such as fire, storms or flooding..
1 min read Buying a Home
What it means
Buildings insurance helps cover the cost of repairing or rebuilding your home's structure if it's damaged by insured events such as fire, storms or flooding.
Example
A storm damages your roof. Your policy helps pay for repairs.
Why it matters
Mortgage lenders usually require buildings insurance.
It covers the building, not your belongings.
Does it cover my furniture?
No. That's usually covered by contents insurance.